Louisiana Mortgage Calculator

Estimate your Louisiana mortgage payment using the state's 0.55% average effective property tax rate, $4,500/yr average home insurance, and Louisiana's $215,000 median home price (Zillow ZHVI), with current 30-year fixed rates from Freddie Mac plus PMI and HOA. Louisiana's homestead exemption shields the first $75,000 of home value from taxes. Compare scenarios, view a full amortization schedule, and analyze whether it's better to rent or buy.

Median Home Price$215,000
Property Tax0.55%
Insurance / yr$4,500
StateLA
← All states & main calculator

LatestMortgage & Rate News

Loading…
Fetching the latest mortgage and real estate headlines…
Calculator

Mortgage
Estimator

$
$
%
↗ 6.83% avg · Apr 2026 Freddie Mac
yrs

Optional
%
$
$

Pay off early
$

Please enter valid values for all fields.

Summary

Your
Breakdown

Monthly Payment
 
P&I
Tax
Ins
Loan Amount
Down Payment
Total Interest
Total Cost
Extra Payment Impact
Interest Saved
Time Saved
New Payoff
Total Saved
Principal
Interest
Down Pmt