Estimate your New Jersey mortgage payment using the state's 2.23% average effective property tax rate, $1,300/yr average home insurance, and New Jersey's $530,000 median home price (Zillow ZHVI), with current 30-year fixed rates from Freddie Mac plus PMI and HOA. New Jersey has the highest effective property tax rate in the nation. Compare scenarios, view a full amortization schedule, and analyze whether it's better to rent or buy.
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