Maine Mortgage Calculator

Estimate your Maine mortgage payment using the state's 1.24% average effective property tax rate, $1,300/yr average home insurance, and Maine's $390,000 median home price (Zillow ZHVI), with current 30-year fixed rates from Freddie Mac plus PMI and HOA. Maine's property taxes fund a large share of local services. Compare scenarios, view a full amortization schedule, and analyze whether it's better to rent or buy.

Median Home Price$390,000
Property Tax1.24%
Insurance / yr$1,300
StateME
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Calculator

Mortgage
Estimator

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↗ 6.83% avg · Apr 2026 Freddie Mac
yrs

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Summary

Your
Breakdown

Monthly Payment
 
P&I
Tax
Ins
Loan Amount
Down Payment
Total Interest
Total Cost
Extra Payment Impact
Interest Saved
Time Saved
New Payoff
Total Saved
Principal
Interest
Down Pmt